Riach Financial

Buy To Let

Providing individual mortgage advice; unique to you

Riach
Financial

Buy To Let

Providing individual mortgage advice; unique to you

Buy to Let

Whether you’re becoming a landlord for the first time or you’re looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.

How do buy to let mortgages differ from residential mortgages? :

  • Interest rates are usually higher on buy to let mortgages compared to residential
  • Whereas for residential mortgages your deposit could be as little as 5% of the property value you will have to pay at least 15% for a buy to let mortgage.
  • Unlike a standard mortgage, where the amount you can borrow is linked to your income, with a buy to let mortgage, the lender will instead look at how much rent you could make from the property on which the mortgage is secured. 

We can help you arrange a bespoke buy to let solution that’s tailored to you. Call our expert team today to find out more.

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first time buyer, looking to remortgage or even looking to purchase a second home. This is where our advisers excel.

Be reassured that our style is to provide reliable personalised mortgage advice appropriate to any individual that makes contact with us.

Expert Advice

Getting a mortgage can be a challenging and complicated process. That’s why you need regular access to expert guidance and support from people you know you can trust. Our aim is to provide you with professional knowledge of the market and excellence in customer service whilst being on hand to help every step of the way.

We’re committed to helping you fully understand the broad range of options available to you so that you can work with us to make an informed decision about the product that is most suited to your individual requirements.

The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.

 

Click here for a link to our Jargon Buster

Contact Our Advisors

HEAD OFFICE

38-40 Doncaster Road
North Lincolnshire, DN15 7RQ

Hours

Monday - Friday
07:00 - 17:30
Saturday
09:00 - 12:30

Contact

01724 276000
enquiries@riachfinancial.co.uk

Details submitted through this form are confidential. We will process any personal information collected in this form in accordance with our Privacy notice. The information therein is used only to contact you to discuss the areas you've expressed an interest in.

Please note the contents of this form is sent via email and therefore may not be secure.

We can also deal with clients face-to-face in one of our 10 offices. We can also deal with client and prospects over the telephone or by video chat.

HULL

100 Alfred Gelder Street, Hull
East Yorkshire, HU15 2AE

BEVERLEY

15A Wednesday Market
Beverley, HU17 0DH

LONDON

Spaces Victoria, 25 Witton Road
Victoria, London, SW1V 1LW

GRIMSBY

10 Dudley Street, Grimsby
North Lincolnshire, DN31 2AB

NEWCASTLE

The Pearl, New Bridge Street
Newcastle upon Tyne, NE1 8QQ

YORK

Blake House, 2A St Martins Lane
York, YO1 8LN

LINCOLN

17-21 West Parade
Lincoln, LN1 1NW

WILLERBY

1a Kingston Road, Willerby
East Riding of Yorkshire, HU10 6AD

BARTON

1 King Street
Barton-upon-Humber, DN18 5ER

ABOUT US

With us, progress means development. Financial and life planning that helps you to navigate life’s financial complications, free of financial ambiguity and safe in the knowledge that the professional team is at your side, every step of the way.

CONTACT US

Riach Financial Ltd
38-40 Doncaster Road
North Lincolnshire
DN15 7RQ
T: 01724 276000
E: enquiries@riachfinancial.co.uk

© RIACH FINANCIAL

Copyright 2023 Riach Financial Ltd
All rights reserved
Appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority

The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS).

Riach Financial LTD is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Register No 966934. Registered in England under reference 13361374. Calls may be recorded for training and monitoring.