by Editor | Apr 15, 2026 | Blog
If you’re self‑employed, applying for a mortgage can feel overwhelming. Many business owners, contractors and company directors worry that lenders will automatically favour salaried applicants — or that variable income will work against them. At Riach Financial, we...
by Editor | Feb 17, 2026 | Blog
Buying your first home is an exciting milestone—but it can also feel overwhelming if you’re not sure where to begin. At Riach Financial, we’re passionate about helping first‑time buyers feel confident, informed, and financially prepared. Whether you’re just starting...
by Editor | Feb 16, 2026 | Blog
At Riach Financial, we believe safeguarding your financial future starts with understanding your protection options. Life is unpredictable—whether it’s illness, injury, or loss, preparing now can save your family from unnecessary stress later. Just as you safeguard...
by Editor | Feb 10, 2025 | Blog
What is an IVA? An Individual Voluntary Arrangement (IVA) is a formal agreement with your creditors to repay all or part of your debts. You make payments to an insolvency practitioner, who then distributes the funds to your creditors. The insolvency practitioner will...
by Editor | Jan 21, 2025 | Blog
The FCA does not regulate solicitors & accountants services and we act as introducers for them. An Individual Voluntary Arrangement (IVA) is a formal and legally binding agreement between you and your creditors to pay off your debts over a set period. It’s an...
