by Editor | Nov 20, 2024 | Blog
When it comes to mortgages, understanding the factors that influence fixed rates can be crucial for making informed financial decisions. One such factor is the swap rate. In this blog, we’ll delve into what swap rates are, how they work, and their relationship to...
by Editor | Nov 19, 2024 | Blog
Maternity leave is a thrilling chapter in life, filled with anticipation and joy. However, it can also bring about some concerns, especially when it comes to securing a mortgage. If you’re on maternity leave and looking to buy a home, understanding how lenders view...
by Editor | Nov 18, 2024 | Blog
Taking your next step on the property ladder can be both thrilling and daunting. Whether it is your first move since buying your initial home or you are returning to the market after many years, the process can feel overwhelming. From dealing with solicitors and...
by Editor | Nov 10, 2024 | Blog
Navigating the property market can be daunting, especially for first-time buyers. Shared ownership mortgages offer a unique opportunity to get your foot on the property ladder, making homeownership more accessible. However, the process can be complex, so it is...
by Editor | Oct 30, 2024 | Blog
At Riach Financial, we firmly believe that understanding your options for protection against unexpected life events is crucial. While it’s hard to imagine something happening to us, the reality is that life can throw curveballs. The best way to alleviate worry is to...
by Editor | Oct 28, 2024 | Blog
Is Your Existing Mortgage Deal Coming to an End Soon? If your mortgage deal is nearing its expiration, now is the perfect time to explore your options. Transitioning to your lender’s standard variable rate (SVR) can lead to significantly higher payments, so taking...
