by Editor | Sep 17, 2024 | Blog
Introduction Buying a new home is an exciting milestone, but it’s essential to be aware of the various costs involved beyond the property price. Whether you’re a first-time buyer or a seasoned homeowner, understanding these expenses will help you plan better. Let’s...
by Editor | Sep 11, 2024 | Blog
Applying for a mortgage in principle (MIP) can be an exciting step towards owning your home. However, it can be disheartening if your application is declined. Understanding the reasons behind a refusal can help you address any issues and improve your chances in the...
by Editor | Sep 9, 2024 | Blog
1. Affordability Assessment: Before you start house hunting, it’s crucial to assess your affordability. Consider your income, expenses, and any existing debts. Consult a Mortgage Adviser to evaluate how much you might be able to borrow based on your financial...
by Editor | Sep 2, 2024 | Blog
Navigating the world of buy-to-let properties can be complex, especially with recent changes to mortgage tax relief. Here’s a breakdown of what you need to know to stay informed and make the best financial decisions. What is Buy-to-Let Mortgage Tax Relief? Buy-to-let...
by Editor | Aug 28, 2024 | Blog
To qualify for a Limited Company mortgage, there are several key criteria you need to meet: 1. Company Type: The company must be a registered limited company in the UK. Most lenders prefer companies set up as Special Purpose Vehicles (SPVs), which are created solely...
by Editor | Aug 21, 2024 | Blog
Embarking on the journey to homeownership is an exciting milestone, but it can also be a complex process filled with financial nuances and important decisions. For first-time buyers, understanding the mortgage landscape is crucial to making informed choices that align...