by Editor | Jan 21, 2025 | Blog
An Individual Voluntary Arrangement (IVA) is a formal and legally binding agreement between you and your creditors to pay off your debts over a set period. It’s an alternative to bankruptcy and involves making monthly payments based on what you can afford, typically...
by Editor | Jan 15, 2025 | Blog
The Stamp Duty cuts announced in the September 2022 mini-budget for residential properties will remain in place for first-time buyers and home-movers until 31 March 2025. So, if you’re a first-time buyer, you won’t have to pay any stamp duty on properties costing up...
by Editor | Dec 17, 2024 | Blog
Purchasing a property is one of the most significant investments you’ll make, so it’s crucial to approach it with careful consideration and informed decisions. Here are some essential questions to guide you through the process: What Is the Property’s...
by Editor | Nov 20, 2024 | Blog
When it comes to mortgages, understanding the factors that influence fixed rates can be crucial for making informed financial decisions. One such factor is the swap rate. In this blog, we’ll delve into what swap rates are, how they work, and their relationship to...
by Editor | Nov 19, 2024 | Blog
Maternity leave is a thrilling chapter in life, filled with anticipation and joy. However, it can also bring about some concerns, especially when it comes to securing a mortgage. If you’re on maternity leave and looking to buy a home, understanding how lenders view...
by Editor | Nov 18, 2024 | Blog
Taking your next step on the property ladder can be both thrilling and daunting. Whether it is your first move since buying your initial home or you are returning to the market after many years, the process can feel overwhelming. From dealing with solicitors and...
