by Editor | Aug 28, 2024 | Blog
To qualify for a Limited Company mortgage, there are several key criteria you need to meet: 1. Company Type: The company must be a registered limited company in the UK. Most lenders prefer companies set up as Special Purpose Vehicles (SPVs), which are created solely...
by Editor | Aug 21, 2024 | Blog
Embarking on the journey to homeownership is an exciting milestone, but it can also be a complex process filled with financial nuances and important decisions. For first-time buyers, understanding the mortgage landscape is crucial to making informed choices that align...
by Editor | Aug 16, 2024 | Blog
As your fixed-rate mortgage term comes to an end, it’s crucial to understand the options available to you. This period can be both exciting and daunting, but with the right information, you can make a decision that best suits your financial situation and future goals....
by Editor | Aug 15, 2024 | Blog
Improving your credit score can open doors to better financial opportunities, from lower interest rates to higher credit limits. Here are ten practical steps to help you boost your credit score: Register on the Electoral Roll: Ensure you are on the electoral register...
by Editor | Aug 14, 2024 | Blog
A fixed-rate mortgage and a tracker mortgage differ primarily in how their interest rates are determined and how they affect your monthly payments: Fixed-Rate Mortgage Interest Rate: The interest rate is set for a specific period, usually between 2 to 10 years, but it...
by Editor | Aug 13, 2024 | Blog
Completion day is the final step in the homebuying process, marking the moment when property ownership transfers from the seller to the buyer. This is the day when the seller hands over the keys, and the home legally becomes yours. If you’re selling, it’s also the day...