by Editor | Aug 14, 2024 | Blog
A fixed-rate mortgage and a tracker mortgage differ primarily in how their interest rates are determined and how they affect your monthly payments: Fixed-Rate Mortgage Interest Rate: The interest rate is set for a specific period, usually between 2 to 10 years, but it...
by Editor | Aug 13, 2024 | Blog
Completion day is the final step in the homebuying process, marking the moment when property ownership transfers from the seller to the buyer. This is the day when the seller hands over the keys, and the home legally becomes yours. If you’re selling, it’s also the day...
by Editor | Aug 12, 2024 | Blog
Moving house can be both exciting and stressful. To make the process smoother, here’s a comprehensive checklist to ensure you don’t miss any important steps: Confirm Your Moving Date Speak to Your Solicitor: Confirm your completion date to know when you can...
by Editor | Aug 5, 2024 | Blog
When arranging a mortgage to purchase property, providing a deposit is a crucial step. The deposit can come from various sources, and both your mortgage lender and solicitor will require proof of where it originated. Here is a detailed look at the different ways you...
by Editor | Aug 4, 2024 | Blog
When you separate or divorce, the responsibility for a joint mortgage remains with both parties whose names are on the mortgage. This means both individuals are liable for repaying the mortgage until it is paid off in full. Regardless of who lives in the property,...
by Editor | Jul 31, 2024 | Blog
Fixed-rate mortgages are a popular choice for many homeowners due to their stability and predictability. Here is a summary of the pros and cons to consider: What is a fixed-rate mortgage? A fixed-rate mortgage is a home loan with a fixed interest rate for a given...
