by Editor | Aug 5, 2024 | Blog
When arranging a mortgage to purchase property, providing a deposit is a crucial step. The deposit can come from various sources, and both your mortgage lender and solicitor will require proof of where it originated. Here is a detailed look at the different ways you...
by Editor | Aug 4, 2024 | Blog
When you separate or divorce, the responsibility for a joint mortgage remains with both parties whose names are on the mortgage. This means both individuals are liable for repaying the mortgage until it is paid off in full. Regardless of who lives in the property,...
by Editor | Jul 31, 2024 | Blog
Fixed-rate mortgages are a popular choice for many homeowners due to their stability and predictability. Here is a summary of the pros and cons to consider: What is a fixed-rate mortgage? A fixed-rate mortgage is a home loan with a fixed interest rate for a given...
by Editor | Jul 30, 2024 | Blog
Embarking on the journey to homeownership is an exciting milestone, but it can also be a complex process filled with financial nuances and important decisions. For first-time buyers, understanding the mortgage landscape is crucial to making informed choices that align...
by Editor | Jul 1, 2024 | Blog
Whether you are a first-time buyer or an experienced homeowner, there are compelling reasons to consider a new build home. There are many advantages to buying a new build home as opposed to an older building. Benefits of buying a new build Being the first person to...
by Editor | May 14, 2024 | Blog
If you’re looking to buy a property but are struggling to secure a mortgage for the amount you need, then a joint borrower sole proprietor mortgage could be the answer. In today’s economic climate, many potential homeowners face challenges in affordability. The...